More than 50% increase in interest rate #DayLightRobbery

More than 50% increase in interest rate #DayLightRobbery

Han Hui Hui 韩慧慧

The common housing loan is at $200,000.

Private interest rate fluctuates at 1.5% to 2.5%.
Public interest rate is pegged at 2.6%.

A photo posted by Han Hui Hui 韩慧慧 (@huihui247) on Aug 18, 2015 at 7:20am PDT

Now, find a financial calculator with amount, period and interest rate.
For example: http://services2.hdb.gov.sg/webapp/BB29MTHLY/BB29SMTHLY

Assuming you’re borrowing $200k for a period of 20 years with 1.5% as the interest rate.

You’ve gotta pay close to a thousand ($1,000) every single month.

When your three years contract is up, you would have paid around $35k but the amount of loan you’ve cleared is $25k.
Yes, you’re paying around $10k for a 1.5% interest rate.

Now, imagine those who took up CPF loan to pay for their HDB and paying an interest rate of 2.6%...

Do you really think the PAP cares about your job?
Your CPF? Your HDB? Your retirement? Your future?

Are you gonna vote for “natural aristocracy”?
Singaporeans collecting cardboard for dignity while PAP ministers collect multimillion dollars salary for dignity?

#‎ReturnOurCPF‬ ‪#‎VoteOutPAP

#ReturnOurCPF #VoteOutPAP
Posted by Han Hui Hui 韩慧慧 on Friday, August 14, 2015

Comments

In 2021, Han Hui Hui had her various social media platforms banned from posting or permanently removed.
She had to make police reports in order to have her own accounts reinstated since using social media was the main form of advocacy due to the Covid Pandemic which sees Singapore having as high as more than 5000 Covid cases in a day.
Despite the underhand tactics to create smear campaigns and character assassination, her followers continue to grow as Han Hui Hui raised concerns of Singaporeans during a global pandemic.

After which, the Singapore government passed the Foreign Interference (Countermeasures) Act (Fica) on 4 Oct 2021 after a 10-hour debate.

In 2020, Han Hui Hui gave birth to her second child and continued her campaign as a young Singaporean mother below the age of 30.
Being a mother of two under two, she advocates for the future generations on public housing, public healthcare and pensions for retirement.
She conducts her advocacy both online and offline to raise awareness on how difficult it is for families to raise children in Singapore, which explains Singapore's low birth rate.

After which, the Singapore government implemented the $3,000 Covid Baby Support Grant on 1 Oct 2020.

In 2019, Han Hui Hui became the first Singaporean Human Rights Fellow at the University of York in England.
She published a book #YearningForJustice : A mother's musings to her future child.
The book documents the human rights situation in Singapore, especially on public housing, public healthcare and pensions for retirement.

After which, the Singapore government implemented the Protection from Online Falsehoods and Manipulation Act on 2 Oct 2019.

In 2018, Han Hui Hui was manhandled and forcibly removed from Singapore’s parliamentary select committee hearing.
She was seen holding the cover image of a book by Jothie Rajah, who was the first wife of the Minister for Home Affairs and Minister for Law.
The book critiques the Singaporean legal system, “Authoritarian Rule of Law, Legislation, Discourse and Legitimacy in Singapore”.

After which, the Singapore government implemented The Public Order and Safety (Special Powers) Act on 16 May 2018.

In 2017, Han Hui Hui was 25 years old when the Singapore government, through the Attorney-General's Chambers, issued her a letter of demand for contempt of court.
She was made to remove 14 seconds of her YouTube video, edit three of her Facebook postings and posted a total of 18 links on her social media accounts or, potentially face 18 years’ jail and SGD$600,000 fine.
She was also deported by the Malaysian immigration under the demand of the Singapore government for being a “national threat” who will affect “bilateral relationship”.

After which, the Singapore government added new sections 16 to 16AC and 19A “Protection from personal liability” to the Public Order Act (CHAPTER 257A) on 8 May 2017.

In 2016, Han Hui Hui was disqualified from Singapore’s general election as Singapore’s judge Chay Yuen Fatt fined her a total of SGD$3,100 over the #ReturnOurCPF event held on 27 Sep 2014.
According to judge Chay Yuen Fatt, Han Hui Hui is the organiser of the #ReturnOurCPF movement as she “rallied her Facebook readers to come to the CPF event”.
In addition, judge Chay Yuen Fatt said Han Hui Hui “made vitriolic speeches to denounce the government and various government policies”.

After which, the Singapore government added a new section 6A “Advance notice of events having prescribed crowd size” to the Public Order Act (CHAPTER 257A) on 3 April 2017.

In 2015, Han Hui Hui was charged for public nuisance and illegal assembly when organising an event with regards to Singapore’s pension fund.
Han Hui Hui was 23 years old when the Singapore government used 4 deputy public prosecutors to charge her and her supporters in court, they were without any legal representation.
Prior to that, she and her team have been holding events on Singapore’s public transport, Singapore’s public housing, Singapore’s public healthcare and the crowd size was increasing.

After which, the Singapore government amended the Public Order Act (CHAPTER 257A) on 8 May 2016 and implemented the Administration of Justice (Protection) Bill on 11 July 2016.

In 2014, Han Hui Hui and her supporters were harassed by Singapore’s police with very late night visits to their homes and long interviews without any meal in the police station.
Han Hui Hui underwent a total of 8 hours at the police station from 2pm till 8pm for interrogation by the police.
She was denied of legal assistance and had her paper notebook that was used to take down notes being seized from her.

After which, the Singapore government implemented the Protection from Harassment Act (CHAPTER 256A) on 31 May 2015.

In 2013, a statutory board under Singapore’s ministry of education threatened to sue Han Hui Hui for defamation.
Han Hui Hui was 21 years old when she received the letter of demand that wanted to silence her freedom of speech.
She was raising questions with regards to Singapore’s education system and the case eventually did not proceed - she had intended to go to the high court to raise a constitutional challenge as to whether a government agency can sue a citizen for defamation.

After which, the Singapore government amended the Sedition Act (CHAPTER 290) on 31 August 2013 and Defamation Act (CHAPTER 75) on 28 February 2014.

2010 – 2012
Staffordshire University
(International Business Management)

2008 – 2009
Jurong Junior College
(Chinese Language Elective Programme)

2004 – 2007
Queensway Secondary School
(Science and Humanities)

1998 – 2003
New Town Primary School

1995 – 1997
Queenstown Lutheran Church