Author of Yearning For Justice: A Mother's Musings To Her Future Child  
ISBN10: 0901931217  
ISBN13: 9780901931214  
 
Fund Contribution: POSB savings 279-12328-0

More than 50% increase in interest rate #DayLightRobbery

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The common housing loan is at $200,000.

Private interest rate fluctuates at 1.5% to 2.5%.
Public interest rate is pegged at 2.6%.



Now, find a financial calculator with amount, period and interest rate.
For example: http://services2.hdb.gov.sg/webapp/BB29MTHLY/BB29SMTHLY

Assuming you’re borrowing $200k for a period of 20 years with 1.5% as the interest rate.

You’ve gotta pay close to a thousand ($1,000) every single month.

When your three years contract is up, you would have paid around $35k but the amount of loan you’ve cleared is $25k.
Yes, you’re paying around $10k for a 1.5% interest rate.

Now, imagine those who took up CPF loan to pay for their HDB and paying an interest rate of 2.6%...

Do you really think the PAP cares about your job?
Your CPF? Your HDB? Your retirement? Your future?

Are you gonna vote for “natural aristocracy”?
Singaporeans collecting cardboard for dignity while PAP ministers collect multimillion dollars salary for dignity?

#‎ReturnOurCPF‬ ‪#‎VoteOutPAP

#ReturnOurCPF #VoteOutPAP

Posted by Han Hui Hui 韩慧慧 on Friday, August 14, 2015

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